Reviewing your life insurance and protection policies
Reasons why you might want to change your life insurance or protection policies:
- You have experienced changes in your life. For example, you may have had children, taken out additional loans etc.
- You buy a new home.
- You may want to take precautions against unexpected events such as redundancy or illness etc.
- You let your original policies lapse.
How can you save money?
Use our life insurance cost comparisons to compare quotes across providers. You may also want to consider other options such as:
- changing lifestyle habits such as smoking, certain (dangerous) hobbies and occupations.
- reducing optional benefits.
- reviewing other sources of income you have or provisions you may be entitled to, such as insurance through your job, which may mean you could reduce your level of cover.
Tips if you are going to change your life insurance cover/protection policies
- Consider getting financial advice.
- Make sure you know what questions to ask your provider.
- Always give full and accurate information when filling in application forms. Don't give any false or inaccurate information because you may have difficulties if you need to make a complaint or claim later on.
Read your policy details to check what you are and or not covered for. Policies often have exclusions or restrictions, as well as terms and conditions you must meet to make your claim.
Curragrove Financial Services T/A Low Cost Life Insurance is regulated by the Financial Regulator and is registered in Ireland under company number 418865. Registered office at No.1 Clare Road, Ennis, Co.Clare. Directors A.Curran & O.Cosgrove.This web site is designed to offer an overview on the wide range of financial services offered by our company. It is for information only and does not constitute financial or other professional advice in any way. We recommend that you speak with us before you make a decision to buy any financial product.